This is a place to start a discussion about XRP related information. Friendly debate is ok but please be respectful to others!
I recently came across the following article which explains how Ripple works. If what they says is right, it is a bit scary. do you have any opinion? link to the article below: https://www.google.co.uk/amp/s/www.forbes.com/sites/jasonbloomberg/2019/03/01/is-ripple-a-scam/amp/